2818 Ashland Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2818 Ashland Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 990 sqft · built 1952
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Aug 2023)
Tax Bill$2,915 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-11-07-067.00

Property Details

APN / Parcel Number

Primary APN056-11-07-067.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area990 sqft Finished Area
Gross Area1,109 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2818 ASHLAND AVE
CityCOVINGTON
StateKY
Zip41015-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHENRY FELTMAN LOT 25
Legal SubdivisionFELTMAN HENRY
Legal Lot Number25
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 16, 2020Deed of Trust, Mortgage · Conventional with PMI
US BK
Oct 30, 2019Warranty Deed, Transfer · Conventional with PMI
US BK
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Document Number202318
Deed Book / Page239 / 659
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 3, 2023
Property Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015
Document Number0005900018
Book / PageKC 239 / 659
Instrument DateJul 31, 2023
Instrument23080305900018
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address854 ROSEMONT AVE, CINCINNATI, OH 45205-1610

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015

Mortgage

Document Number0005900019
DateAug 3, 2023
Book PageKCM 481/862
Instrument23080305900019
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015
Document Number0000000227
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 ASHLAND AVE COVINGTON KY 410151015, COVINGTON, KY 41015-1015

Mortgage

Document Number0000000227
DateDec 17, 2020
Book Page000061/000449
Instrument227
Lender
NameUS BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2019
Property Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015
Document Number0000000162
Book / Page0C6791 / 000055
Instrument DateOct 25, 2019
Instrument162
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 ASHLAND AVE COVINGTON KY 410151015, COVINGTON, KY 41015-1015

Mortgage

Document Number163
DateOct 30, 2019
Book Page0C6791/000058
Instrument163
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2818 ASHLAND AVE, COVINGTON, KY 41015-1015
Document Number0000000117
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 ASHLAND AVE

Mortgage

Document Number0000000117
DateDec 10, 2019
Book Page0C6823/000225
Instrument117
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 9, 2024

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,000 (-) Land $10,000 Building $210,000$220,000 (-) Land $10,000 Building $210,000
2025$2,915.00 (+63.76%)$220,000 (+64.55%) Land $5,000 Building $215,000$220,000 (+64.55%) Land $5,000 Building $215,000
2023$1,780.00 (+0.79%)$133,700 (-) Land $5,000 Building $128,700$133,700 (-) Land $5,000 Building $128,700
2022$1,766.00$133,700 Land $5,000 Building $128,700$133,700 Land $5,000 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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