28215 Zoar Rd, Georgetown, DE 19947 Property Records

Sussex County property record for 28215 Zoar Rd, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,456 sqft · built 2023
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Oct 2023)
Tax Bill	$728 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-15.00-23.04`

Property Details

APN / Parcel Number

Primary APN	`234-15.00-23.04`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28215 ZOAR RD
City	GEORGETOWN
State	DE
Zip	19947-6698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	NW / ZOAR RD LOT 3A
Legal Lot Number	3A
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	3
Census Block	3017
Census Tract	50701

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28215 ZOAR RD, GEORGETOWN, DE 19947-6698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN
Sep 26, 2022	Deed, Transfer · Stand-Alone First Mortgage BASELINE EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	202336755
Deed Book / Page	5993 / 285
Last Transfer Date	Jun 14, 2024
Transfer Doc	0061190258
Record Updated	Oct 29, 2026

October 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 20, 2023
Property Address	GEORGETOWN, DE 19947
Document Number	0059930285
Book / Page	5993 / 285
Map Reference	MB 377 PG 42
Instrument Date	Oct 19, 2023
Instrument	2023000036755
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24199 INDIAN TOWN RD, MILLSBORO, DE 19966-3397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32492 MARINERS WAY, MILLSBORO, DE 19966-4468

Mortgage

Document Number	2023000036756
Date	Oct 20, 2023
Instrument	2023000036756

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	3 Years
Index	3-Year CMT

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 26, 2022
Property Address	28215 ZOAR RD, GEORGETOWN, DE 19947
Document Number	0057790339
Book / Page	5779 / 339
Instrument Date	Sep 19, 2022
Instrument	20220000044375
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24199 INDIAN TOWN RD, MILLSBORO, DE 19966-3397

Mortgage

Document Number	20220000044376
Date	Sep 26, 2022
Instrument	20220000044376

Lender

Name	BASELINE EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2024

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2026	$728.00 (-0.41%)	$331,200 (-) Land $72,600 Building $258,600
2025	$731.00 (+1,098.36%)	$331,200 (+10,94%) Land $72,600 Building $258,600
2023	$61.00	$3,000 Land $3,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 83% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN SUSSEX REGIONAL private · serves 5,511 people · EPA ID DE0020003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

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