28199 Zoar Rd, Georgetown, DE 19947 Property Records

Sussex County property record for 28199 Zoar Rd, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,400 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$352,500 (Jun 2023)
Tax Bill	$642 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`234-15.00-23.01`

Property Details

APN / Parcel Number

Primary APN	`234-15.00-23.01`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28199 ZOAR RD
City	GEORGETOWN
State	DE
Zip	19947-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	NW / ZOAR RD LOT 1
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	3
Census Block	3017
Census Tract	50701

Owner

28199 Zoar Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28199 ZOAR RD, GEORGETOWN, DE 19947-6702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Feb 23, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Document Number	202319775
Deed Book / Page	5919 / 105
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 6, 2023
Property Address	28199 ZOAR RD, GEORGETOWN, DE 19947-6702
Document Number	0059190105
Book / Page	5919 / 105
Map Reference	MB 42 PG 143
Instrument Date	May 24, 2023
Instrument	2023000019775
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, NON AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 ARLINGTON AVE, LAKEWOOD, NJ 08701-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28199 ZOAR RD, GEORGETOWN, DE 19947-6702

Mortgage

Document Number	2023000019776
Date	Jun 6, 2023
Instrument	2023000019776

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 23, 2022
Property Address	28199 ZOAR RD, GEORGETOWN, DE 19947-6702
Document Number	0056490037
Book / Page	5649 / 37
Instrument Date	Feb 18, 2022
Instrument	20220000009394
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 ARLINGTON AVE, LAKEWOOD, NJ 08701-4205
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$642.00 (-0.47%)	$2,100 (-) Land $2,100	$290,800 (-) Land $75,000 Building $215,800
2025	$645.00 (+6.44%)	$2,100 (-) Land $2,100	$290,800 (+931.21%) Land $75,000 Building $215,800
2023	$606.00 (+612.94%)	$2,100 (-) Land $2,100	$28,200 (+571.43%) Land $3,000 Building $25,200
2022	$85.00	$2,100 Land $2,100	$4,200 Land $4,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28199 Zoar Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28199 Zoar Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN SUSSEX REGIONAL private · serves 5,511 people · EPA ID DE0020003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

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