2821 Upper Bellbrook Rd, Bellbrook, OH 45305 Property Records

Greene County property record for 2821 Upper Bellbrook Rd, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,161 sqft · built 1988
Lot Size	2.76 acres (120,531 sqft)
Owner	Individual Name on Record
Last Sale	$584,900 (Oct 2020)
Tax Bill	$13,396 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L322022046`

Property Details

APN / Parcel Number

Primary APN	`L322022046`
Alternative APN	`L32-0002-0022.0-0046.00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,161 sqft Living Area
1st Floor Area	3,511 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Lot Area	120,531 sqft (2.76 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2821 UPPER BELLBROOK RD
City	BELLBROOK
State	OH
Zip	45305-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-2-27 2.7676A 2821 UPPER BELLBROOK RD
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	1
Census Block	1001
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 15, 2023	Intrafamily Transfer, Transfer
Oct 2, 2020	Grant Deed, Transfer THRIVE MTG LLC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	202019660
Last Transfer Date	May 22, 2023
Transfer Doc	0000007891
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007630
Date	Jun 9, 2023
Instrument	2023007630

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Jun 15, 2023
Property Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000007891
Instrument Date	May 22, 2023
Instrument	2023007891
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Oct 2, 2020
Property Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000019660
Instrument Date	Aug 28, 2020
Instrument	19660
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2821 UPPER BELLBROOK RD BELLBROOK OH 453059720, BELLBROOK, OH 45305-9720

Mortgage

Document Number	19661
Date	Oct 2, 2020
Instrument	19661

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000012617
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 UPPER BELLBROOK RD BELLBROOK OH 453059720, BELLBROOK, OH 45305-9720

Mortgage

Document Number	0000012617
Date	Aug 12, 2019
Instrument	12617

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 11, 2029

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 2, 2017
Property Address	2821 UPPER BELLBROOK RD, BELLBROOK, OH 45305-9720
Document Number	0000016511
Instrument Date	Oct 2, 2017
Instrument	16511
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1821 UPPER BELLBROOK RD BELLBROOK OH 45305, BELLBROOK, OH 45305

Mortgage

Document Number	16512
Date	Oct 2, 2017
Instrument	16512

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLINE, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,396.00 (+1.33%)	$239,190 (-) Land $34,390 Building $204,800
2024	$13,220.00 (-0.36%)	$239,190 (-) Land $34,390 Building $204,800
2023	$13,268.00 (+7.26%)	$239,190 (+29.93%) Land $34,390 Building $204,800	$683,390 (+29.92%) Land $98,260 Building $585,130
2022	$12,370.00	$184,090 Land $31,260 Building $152,830
2020			$525,990 Land $89,320 Building $436,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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