Richland County property record for 2821 Stratford Rd, Columbia, SC 29204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft · built 1958 |
| Lot Size | 0.34 acres (14,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Apr 2018) |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11416-08-17 |
| Primary APN | 11416-08-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,090 sqft Heated Area |
| Gross Area | 2,493 sqft |
| 1st Floor Area | 1,930 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,848 sqft (0.34 acres) |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 359 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00321146 |
|---|---|
| Street Address | 2821 STRATFORD RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | PT LOTS 22 23 BLK Q 95.5X155X95.5X155 #SU FOREST HILLS NO 2 #PR H-13/14 |
| Legal Subdivision | FOREST HILLS |
| Legal Block | Q |
| Legal Lot Number | 22-23 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Forest Hills Historic District listed 2007 · 225 contributing resources · NRIS 07001024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2821 Stratford Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2821 STRATFORD RD, COLUMBIA, SC 29204-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Apr 11, 2018 | Grant Deed, Transfer · Conventional with PMI SOUTHERN ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Deed Document Number | 201822606 |
| Deed Book / Page | 2294 / 1358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2821 STRATFORD RD, COLUMBIA, SC 29204-2345 |
| Document Number | 2423/1974 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2821 STRATFORD RD COLUMBIA SC 292042345, COLUMBIA, SC 29204-2345 |
| Document Number | 2423/1974 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 002423/001974 |
| Instrument | 63410 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 11, 2018 |
| Property Address | 2821 STRATFORD RD, COLUMBIA, SC 29204-2345 |
| Document Number | 2294/1358 |
| Book / Page | 002294 / 001358 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 22606 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2821 STRATFORD RD COLUMBIA SC 292042345, COLUMBIA, SC 29204-2345 |
| Document Number | 2294/1362 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 002294/001362 |
| Instrument | 22607 |
| Name | SOUTHERN ST BK |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2048 |
The 2025 property tax bill for 2821 Stratford Rd was $2,399.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,399.00 | $335,500 | $401,600 Land $96,000 Building $305,600 |
| 2023 | $2,045.00 | $11,668 | $291,700 |
| 2021 | $2,185.00 | $11,670 | $291,700 Land $80,000 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2821 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2004–2015) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2821 Stratford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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