2821 Monterey Ave, Soquel, CA 95073 Property Records

Santa Cruz County property record for 2821 Monterey Ave, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,204 sqft · built 2020
Lot Size	0.225 acres (9,805 sqft)
Owner	2 Individual Names on File
Last Sale	$1,288,000 (Jul 2020)
Tax Bill	$17,474 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-191-34`

Property Details

APN / Parcel Number

Primary APN	`037-191-34`
Alternative APN	`037-191-34-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,204 sqft Living Area
Gross Area	3,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	9,805 sqft (0.225 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	CYPRESS VIEW CT
City	SOQUEL
State	CA
Zip	95073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT CYPRESS VIEW
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1018
Census Tract	122005

Owner

2821 Monterey Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2821 MONTEREY AVE, SOQUEL, CA 95073-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Deed Document Number	202026317
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2020
Property Address	2821 MONTEREY AVE, SOQUEL, CA 95073-2807
Document Number	0000026317
Instrument Date	May 7, 2020
Instrument	26317
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2821 MONTEREY AVE SOQUEL CA 95073, SOQUEL, CA 95073

Mortgage

Document Number	26319
Date	Jul 17, 2020
Instrument	26319

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Monterey Ave was $17,474 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,422,056 (+2%) Land $847,934 Building $574,122
2025	$17,474.00 Homeowner's exemption	$1,394,173 Land $831,308 Building $562,865
2023	$15,962.00 (+1.13%) Homeowner's exemption	$1,340,035 Land $799,027 Building $541,008	$1,364,670
2022	$15,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2821 Monterey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 Monterey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.