Santa Cruz County property record for 2735 Monterey Ave, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,037 sqft · built 1995 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,565,000 (Feb 2025) |
| Tax Bill | $10,165 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-191-24 |
| Primary APN | 037-191-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,037 sqft Living Area |
| Gross Area | 3,543 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 8,973 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2735 MONTEREY AVE |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-9 |
| Legal Subdivision | SOQUEL RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 122005 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 18, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Dec 24, 2001 · Amount on File |
| Deed Document Number | 20252100 |
| Last Transfer Date | Feb 10, 2025 |
| Transfer Doc | 0000002902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Document Number | 0000025648 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-0025648 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | MASON, MI 48854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Document Number | 0000019957 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-0019957 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2735 MONTEREY AVE, SOQUEL, CA 95073-2805 |
| Document Number | 0000017321 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2735 MONTEREY AVE SOQUEL CA 950732805, SOQUEL, CA 95073-2805 |
| Document Number | 0000017321 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 17321 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,398,619 (+86.35%) Land $1,048,964 Building $349,655 | ||
| 2025 | $10,165.00 (+12.64%) Homeowner's exemption | $750,539 (+6.78%) Land $438,762 Building $311,777 | |
| 2023 | $9,024.00 (+1.45%) Homeowner's exemption | $702,875 Land $421,725 Building $281,150 | $1,138,860 |
| 2022 | $8,895.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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