2821 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2821 Elm St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1915
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Mar 2013)
Tax Bill$1,346 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-13-159-022

Property Details

APN / Parcel Number

Primary APN10-13-159-022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,300 sqft Living Area
1st Floor Area732 sqft
Upper Floors Area549 sqft
Basement Area788 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1915
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2821 ELM ST
CityDUBUQUE
StateIA
Zip52001-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 114 GLENDALE ADD #2
Legal SubdivisionPRESCOTT
Legal Lot Number114
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1009
Census Tract500

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2821 ELM ST, DUBUQUE, IA 52001-1957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2013 · Amount on Record
Deed SaleMar 19, 2013 · Amount on Record
Deed Document Number2013-00004914
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2821 ELM ST, DUBUQUE, IA 52001-1957
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013754
DateAug 19, 2021
Instrument2021-00013754
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,200 (+14.84%) Land $18,100 Building $101,100$119,200 (+14.84%) Land $18,100 Building $101,100
2024$1,346.00 (+8.2%)
2023$103,800 (+28.18%) Land $17,000 Building $86,800$103,800 (+28.18%) Land $17,000 Building $86,800
2022$1,244.00 Homeowner's exemption$80,980 Land $12,750 Building $68,230
2021$80,980 Land $12,750 Building $68,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on Elm St

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