2807 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2807 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,293 sqft · built 1900
Lot Size	0.052 acres (2,300 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2021)
Tax Bill	$1,582 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-159-026`

Property Details

APN / Parcel Number

Primary APN	`10-13-159-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,293 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	648 sqft
Basement Area	664 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	2,300 sqft (0.052 acres)
Lot Dimensions	100 ft deep x 23 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2807 ELM ST
City	DUBUQUE
State	IA
Zip	52001-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-1-111 GLENDALE ADD #2
Legal Subdivision	PRESCOTT
Legal Lot Number	1-111 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

2807 Elm St is owned and occupied by an individual who bought it in June 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	2807 ELM ST, DUBUQUE, IA 52001-1957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jul 9, 2018	Deed of Trust, Mortgage VIBRANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Deed Document Number	0002110302
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2807 ELM ST, DUBUQUE, IA 52001-1957
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017308
Date	Oct 18, 2021
Instrument	2021-00017308

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2807 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000007998
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2807 ELM ST DUBUQUE IA 520011957, DUBUQUE, IA 52001-1957

Mortgage

Document Number	0000007998
Date	Jul 13, 2018
Instrument	7998

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2033

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,700 Land $9,800 Building $115,900	$125,700 Land $9,800 Building $115,900
2024	$1,582.00
2023		$120,200 (+43.28%) Land $9,200 Building $111,000	$120,200 Land $9,200 Building $111,000
2022	$1,294.00 Homeowner's exemption	$83,890 Land $6,900 Building $76,990
2021			$83,890 Land $6,900 Building $76,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2807 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2807 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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