2821 E Spruce Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2821 E Spruce Ave, Fresno, CA 93720

Property Summary

Property TypeApartments (5+ Units)
Details3 bd · 3 ba · 174,577 sqft · built 2018
Lot Size8.4 acres (365,904 sqft)
OwnerCompany Name on File
Tax Bill$368,109 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jul 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APN404-083-45

Property Details

APN / Parcel Number

Primary APN404-083-45

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units168 Units
Stories2 Stories
Building Area174,577 sqft Living Area
1st Floor Area86,232 sqft
2nd Floor Area86,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMulti-Family
Construction TypeFrame
Lot Area365,904 sqft
Garage Area25,830 sqft
Parking Spaces81 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address2821 E SPRUCE AVE
CityFRESNO
StateCA
Zip93720-0379
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM1
Legal Description8.90 AC IN SW1/4 OF SE1/4 OFSE1/4 SEC 36 T12R20
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group3
Census Block3002
Census Tract5509

Owner

2821 E Spruce Ave, a residential property, is owned by a company that acquired it in June 2019.

Source: Fresno County records, as of August 13, 2026

Owner of RecordCompany Name on File
Mailing Address5286 E HOME AVE, FRESNO, CA 93727-2103
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2019Quit Claim Deed, Transfer · Conventional Mortgage
MISCELLANEOUS INS CO
Jul 14, 2017Trustee's Deed, Construction Loan · Construction Mortgage
HOUSING CAP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 6, 2019
Transfer Doc0000060670
Record UpdatedSep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRESNO CA
Recording DateJun 10, 2019
Property Address2821 E SPRUCE AVE, FRESNO, CA 93720-0379
Document Number0000060670
Instrument DateJun 6, 2019
Instrument60670
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5286 E HOME AVE FRESNO CA 937272103, FRESNO, CA 93727-2103

Mortgage

Document Number60671
DateJun 10, 2019
Instrument60671
Lender
NameMISCELLANEOUS INS CO
AddressCEDAR RAPIDS, IA 52499
Agreement
TypeConventional Mortgage
AmountAmount on Record

July 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRESNO CA
Recording DateJul 14, 2017
Property Address2821 E SPRUCE AVE, FRESNO, CA 93720-0379
Instrument DateJun 23, 2017
Instrument87218
Transaction TypeConstruction Loan
Record UpdatedSep 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5286 E HOME AVE FRESNO CA 937272103, FRESNO, CA 93727-2103

Mortgage

Document Number0000087218
DateJul 14, 2017
Instrument87218
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2821 E Spruce Ave was $368,109.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$30,551,854 (+2%) Land $2,959,492 Building $27,592,362
2025$368,109.00$29,952,799 Land $2,901,463 Building $27,051,336
2023$350,321.00 (+1.36%)$28,789,697 Land $2,788,797 Building $26,000,900
2022$345,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2821 E Spruce Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2821 E Spruce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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