2821 E Francis Ave, Spokane, WA 99208 Property Records

Spokane County property record for 2821 E Francis Ave, Spokane, WA 99208

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 3,560 sqft · built 2024
Lot Size	0.29 acres (12,616 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jul 2022)
Tax Bill	$4,730 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36284.0514`

Property Details

APN / Parcel Number

Primary APN	`36284.0514`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,560 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,616 sqft (0.29 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2821 E FRANCIS AVE
City	SPOKANE
State	WA
Zip	99208-2431
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MORGAN AC PK 1ST W100FT OF E223FT L12 B23
Legal Range	43E
Legal Township	26N
Legal Section	28
Legal Subdivision	MORGAN AC PK 1ST
Legal Block	23
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1015
Census Tract	11203

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2821 E FRANCIS AVE, SPOKANE, WA 99208-2431
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Feb 19, 1997
Deed Document Number	20227225070
Last Transfer Date	Jul 24, 2023
Transfer Doc	0007299511
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2821 E FRANCIS AVE, SPOKANE, WA 99208-2431
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007388864
Date	Dec 12, 2024
Instrument	7388864

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99208

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 1, 2023
Property Address	2821 E FRANCIS AVE, SPOKANE, WA 99208-2431
Document Number	0007299511
Map Reference	VOL J PG 10
Instrument Date	Jul 24, 2023
Instrument	7299511
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 18, 2022
Property Address	2821 E FRANCIS AVE, SPOKANE, WA 99208-2431
Document Number	0007225070
Map Reference	VOL J PG 10
Instrument Date	Jul 18, 2022
Instrument	7225070
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8720 E SANDLEWOOD LN, SPOKANE, WA 99217-9242

Mortgage

Document Number	0007225071
Date	Jul 18, 2022
Instrument	7225071

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,730.00 (+4.39%)	$455,210 (+2.78%) Land $88,310 Building $366,900	$455,210 (+2.78%) Land $88,310 Building $366,900
2025	$4,531.00 (+176.62%)	$442,910 (+187.03%) Land $88,310 Building $354,600	$442,910 (+187.03%) Land $88,310 Building $354,600
2024		$154,310 (+36.7%) Land $88,310 Building $66,000	$154,310 (+36.7%) Land $88,310 Building $66,000
2023	$1,638.00 (+10.75%)	$112,880 (-) Land $63,080 Building $49,800	$112,880 (-) Land $63,080 Building $49,800
2022	$1,479.00	$112,880 Land $63,080 Building $49,800	$112,880 Land $63,080 Building $49,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Spokane Irrigation District 8 serves 2,214 people · EPA ID WA5361300
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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