2601 E Francis Ave, Spokane, WA 99208 Property Records

Spokane County property record for 2601 E Francis Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,140 sqft · built 1928
Lot Size	0.36 acres (15,678 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2021)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36284.0519`

Property Details

APN / Parcel Number

Primary APN	`36284.0519`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	4,014 sqft
1st Floor Area	1,338 sqft
Upper Floors Area	1,338 sqft
Basement Area	1,338 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,678 sqft (0.36 acres)
Lot Dimensions	128 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	475 sqft
Porch	Open Frame Porch
Porch Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2601 E FRANCIS AVE
City	SPOKANE
State	WA
Zip	99208-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	MORGAN ACRE PARK 1ST ADDITION W123FT LT 13 BLK 23 EXC PTN FOR STREET
Legal Range	43E
Legal Township	26N
Legal Section	28
Legal Subdivision	MORGAN ACRE PARK
Legal Block	23
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1015
Census Tract	11203

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE NBRHD ACTION PTRS
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE NBRHD ACTION PTRS
Jan 9, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	20217105781
Prior Transfer Date	Feb 12, 2019
Prior Transfer Doc	0006891564
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2021
Property Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429
Document Number	0007105781
Map Reference	VOL J PG 10
Instrument Date	Jul 22, 2021
Instrument	7105781
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429

Mortgage

Document Number	0007105782
Date	Jul 26, 2021
Instrument	7105782

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0007105783
Date	Jul 26, 2021
Instrument	7105783

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429
Document Number	0006863914
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2601 E FRANCIS AVE SPOKANE WA 992082429, SPOKANE, WA 99208-2429

Mortgage

Document Number	0006863914
Date	Nov 14, 2019
Instrument	6863914

Lender

Name	SPOKANE NBRHD ACTION PTRS
Address	SPOKANE, WA 99224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429
Document Number	0006863913
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2601 E FRANCIS AVE SPOKANE WA 992082429, SPOKANE, WA 99208-2429

Mortgage

Document Number	0006863913
Date	Nov 14, 2019
Instrument	6863913

Lender

Name	SPOKANE NBRHD ACTION PTRS
Address	SPOKANE, WA 99224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 9, 2019
Property Address	2601 E FRANCIS AVE, SPOKANE, WA 99208-2429
Document Number	0006774354
Instrument Date	Jan 3, 2019
Instrument	6774354
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,963.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2601 E FRANCIS AVE SPOKANE WA 992082429, SPOKANE, WA 99208-2429

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+21.33%)	$334,800 (+18.85%) Land $76,500 Building $258,300	$334,800 (+18.85%) Land $76,500 Building $258,300
2025	$3,038.00 (+5.01%)	$281,700 (+4.84%) Land $63,000 Building $218,700	$281,700 (+4.84%) Land $63,000 Building $218,700
2024	$2,893.00 (+4.14%)	$268,700 (+113.78%) Land $50,000 Building $218,700	$268,700 (+113.78%) Land $50,000 Building $218,700
2023	$2,778.00 (+69.8%)	$125,690 Land $78,390 Building $47,300	$125,690 Land $78,390 Building $47,300
2022	$1,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Spokane Irrigation District 8 serves 2,214 people · EPA ID WA5361300
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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