2820 W 15th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2820 W 15th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 1989
Lot Size	0.041 acres (1,806 sqft)
Owner	Individual Name on Record
Last Sale	$468,500 (Jan 2023)
Tax Bill	$6,838 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-1573-00020`

Property Details

APN / Parcel Number

Primary APN	`010-1573-00020`
Alternative APNs	`1113458` `1143367`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,568 sqft Gross Area
1st Floor Area	1,368 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	1,806 sqft (0.041 acres)
Garage Area	572 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1143367
Street Address	2820 W 15TH ST
City	DULUTH
State	MN
Zip	55806-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVING UNIT 2 AND AN UNDIVIDED INTERESTIN THE COMMONS AREA SERIAL #
Legal Subdivision	FIFTEENTH STREET CONDOMINIUM
Legal Unit	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 W 15TH ST, DULUTH, MN 55806-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	20231065155
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0001017640
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2023
Property Address	2820 W 15TH ST, DULUTH, MN 55806-1161
Document Number	0001065155
Map Reference	DOC 624653
Instrument Date	Nov 4, 2022
Instrument	1065155
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,546.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 W 15TH ST, DULUTH, MN 55806-1161

Mortgage

Document Number	0001065158
Date	Jan 9, 2023
Instrument	1065158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2018
Property Address	2820 W 15TH ST, DULUTH, MN 55806-1161
Document Number	000T998460
Instrument Date	May 23, 2018
Instrument	T998460
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,369.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 W 15TH ST DULUTH MN 558061161, DULUTH, MN 55806-1161

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,838.00 (+2.98%) Homeowner's exemption
2025	$6,640.00 (-3.52%) Homeowner's exemption	$522,600 (+7.31%) Land $16,500 Building $506,100	$522,600 (+7.31%) Land $16,500 Building $506,100
2024	$6,882.00	$487,000 (+5.87%) Land $16,700 Building $470,300	$487,000 (+5.87%) Land $16,700 Building $470,300
2022		$460,000 Land $15,500 Building $444,500	$460,000 Land $15,500 Building $444,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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