St. Louis County property record for 2808 W 15th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,912 sqft · built 1993 |
| Lot Size | 0.32 acres (13,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Aug 2018) |
| Tax Bill | $6,452 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3780-00970 |
| Primary APN | 010-3780-00970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Gross Area |
| 1st Floor Area | 1,912 sqft |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 13,970 sqft (0.32 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 136 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1055887 |
|---|---|
| Street Address | 2808 W 15TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 THRU 14 SERIAL # |
| Legal Subdivision | PIEDMONT PARK ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 11-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2300 |
2808 W 15th St is owned and occupied by an individual who bought it in August 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2808 W 15TH ST, DULUTH, MN 55806-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Aug 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Jun 4, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 20181001356 |
| Prior Transfer Date | Nov 11, 2005 |
| Prior Transfer Doc | 0000915535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2808 W 15TH ST, DULUTH, MN 55806-1161 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2008 W 15TH ST, DULUTH, MN 55806 |
| Document Number | 0001066699 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 1066699 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 10, 2018 |
| Property Address | 2808 W 15TH ST, DULUTH, MN 55806-1161 |
| Document Number | 00A1001356 |
| Instrument Date | Aug 8, 2018 |
| Instrument | A1001356 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2808 W 15TH ST DULUTH MN 558061161, DULUTH, MN 55806-1161 |
| Document Number | A1001357 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | A1001357 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 4, 2018 |
| Property Address | 2808 W 15TH ST, DULUTH, MN 55806-1161 |
| Document Number | 000T998691 |
| Instrument Date | May 30, 2018 |
| Instrument | T998691 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2415 W 24TH ST DULUTH MN 558113113, DULUTH, MN 55811-3113 |
The 2026 property tax bill for 2808 W 15th St was $6,452 with a homeowner's exemption, up 3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,452.00 (+2.97%) Homeowner's exemption | ||
| 2025 | $6,266.00 (-3.98%) Homeowner's exemption | $583,700 (+26.45%) Land $89,200 Building $494,500 | $583,700 (+26.45%) Land $89,200 Building $494,500 |
| 2024 | $6,526.00 | $461,600 Land $90,400 Building $371,200 | $461,600 Land $90,400 Building $371,200 |
| 2022 | $417,900 Land $83,900 Building $334,000 | $417,900 Land $83,900 Building $334,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2808 W 15th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2808 W 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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