2820 Tracewood Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2820 Tracewood Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,717 sqft · built 1993
Lot Size	0.486 acres (21,200 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2020)
Tax Bill	$12,765 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20587`

Property Details

APN / Parcel Number

Primary APN	`79-20587`
Alternative APN	`30331001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,717 sqft Living Area
1st Floor Area	2,596 sqft
2nd Floor Area	1,121 sqft
Basement Area	1,872 sqft

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	21,200 sqft (0.486 acres)
Lot Width	128 ft Width
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,040 sqft
Porch	Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2820 TRACEWOOD DR
City	TOLEDO
State	OH
Zip	43617-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	SPRING FOREST PL FOUR LOT 72
Legal Subdivision	SPRING FOREST PL FOUR
Legal Tract	92
Legal Lot Number	72
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3004
Census Tract	9205

Owner

2820 Tracewood Dr is owned and occupied by an individual who bought it in September 2020.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 30, 2020	Survivorship Deed, Transfer · Conventional Mortgage WATERFORD BANK NA
Jul 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Jul 13, 2020
Deed Document Number	20106966
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303

Mortgage

Document Number	0000058943
Date	Nov 5, 2021
Instrument	202111050058943

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 1, 2024

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 30, 2020
Property Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303
Document Number	0000042704
Map Reference	VOL 125 PG 71
Instrument Date	Sep 25, 2020
Instrument	202009300042704
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LOUISVILLE TTL AGCY FOR N W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303

Mortgage

Document Number	0000042705
Date	Sep 30, 2020
Instrument	202009300042705

Lender

Name	WATERFORD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 13, 2020
Property Address	2820 TRACEWOOD DR, TOLEDO, OH 43617-2303
Document Number	0000028017
Instrument Date	Jul 10, 2020
Instrument	28017
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 TRACEWOOD DR SYLVANIA TOWNSHIP OH 436172303, SYLVANIA TOWNSHIP, OH 43617-2303

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Tracewood Dr was $12,765, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,765.00 (+4.73%)	$191,975 (-) Land $25,445 Building $166,530
2024	$12,188.00 (+4.8%)	$191,975 (+24.63%) Land $25,445 Building $166,530	$548,500 Land $72,700 Building $475,800
2023	$11,630.00 (-0.09%)	$154,035 (-) Land $20,965 Building $133,070
2022	$11,640.00 Homeowner's exemption	$154,035 Land $20,965 Building $133,070
2021			$440,100 Land $59,900 Building $380,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Tracewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Tracewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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