2820 Rosebay Ct, Cedar Rapids, IA 52411 Property Records

Linn County property record for 2820 Rosebay Ct, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,846 sqft · built 2010
Lot Size	0.36 acres (15,677 sqft)
Owner	Individual Name on Record
Last Sale	$509,500 (Mar 2026)
Tax Bill	$7,208 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jun 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11203-01031-00000`

Property Details

APN / Parcel Number

Primary APN	`11203-01031-00000`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Basement Area	1,846 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,677 sqft (0.36 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2820 ROSEBAY CT
City	CEDAR RAPIDS
State	IA
Zip	52411-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDFLOWER 1ST LOT 26
Legal Range	7W
Legal Township	84N
Legal Section	20
Legal Subdivision	WILDFLOWER 1ST
Legal Lot Number	26
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	210

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
May 5, 2026	Correction Deed NONE LISTED ON DOCUMENT
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHNWARD BK & TR
Mar 24, 2020	Quit Claim Deed, Transfer OHNWARD & TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	20268027
Prior Transfer Date	Feb 12, 2020
Prior Transfer Doc	0105950151
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	1152302348
Date	Jun 26, 2024
Book Page	11523/2348

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	1240 8TH AVE, MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2044

Interest

Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	1152302248
Date	Jun 26, 2024
Book Page	11523/2248

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	1240 8TH AVE, MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2044

Interest

Change Frequency	Monthly

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINN IA
Recording Date	May 5, 2026
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0000012066
Instrument Date	May 5, 2026
Instrument	202612066
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 30, 2026
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	2026008027
Instrument Date	Mar 20, 2026
Instrument	2026-008027
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	2026008028
Date	Mar 30, 2026
Instrument	2026-008028

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0108730329
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT CEDAR RAPIDS IA 524114701, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	0108730329
Date	Dec 23, 2020
Book Page	010873/000329

Lender

Name	OHNWARD BK & TR
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Mar 24, 2020
Property Address	2820 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0105950151
Book / Page	010595 / 000151
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ROSEBAY CT CEDAR RAPIDS IA 524114701, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	105950152
Date	Mar 24, 2020
Book Page	010595/000152

Lender

Name	OHNWARD & TR BK
Address	1211 EDGEWOOD RD SW, CEDAR RAPIDS, IA 52404-2344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Robins City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,000 (-) Land $67,400 Building $440,600	$508,000 (-) Land $67,400 Building $440,600
2025	$7,208.00 (+119.89%)	$508,000 (+2.36%) Land $67,400 Building $440,600	$508,000 (+2.36%) Land $67,400 Building $440,600
2024	$3,278.00 (-42.57%)
2023		$496,300 Land $67,400 Building $428,900	$496,300 Land $67,400 Building $428,900
2022	$5,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire, Mediacom Xtream, T-Mobile.

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