2820 Graphite Ct, Valrico, FL 33594 Property Records

Hillsborough County property record for 2820 Graphite Ct, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 2005
Lot Size	0.174 acres (7,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Apr 2005)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085442-0424`

Property Details

APN / Parcel Number

Primary APN	`085442-0424`
Alternative APN	`U18292174G000000002240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	2,055 sqft
1st Floor Area	1,499 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,592 sqft (0.174 acres)
Lot Dimensions	122 ft deep x 49.3 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0854420424
Street Address	2820 GRAPHITE CT
City	VALRICO
State	FL
Zip	33594-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	DIAMOND HILL PHASE 1A UNIT 2 LOT 224
Legal Range	21E
Legal Township	29S
Legal Section	18
Legal Subdivision	DIAMOND HILL PHASE 1A UNIT 2
Legal Tract	74G
Legal Lot Number	224
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2014
Census Tract	12209

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 GRAPHITE CT, VALRICO, FL 33594-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2005 · Amount on Record
Deed Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	2005157501
Deed Book / Page	14898 / 1019
Last Transfer Date	Feb 27, 2007
Transfer Doc	0000107399
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2820 GRAPHITE CT, VALRICO, FL 33594-5043
Document Number	0000229259
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 GRAPHITE CT VALRICO FL 335945043, VALRICO, FL 33594-5043

Mortgage

Document Number	0000229259
Date	Jun 8, 2020
Instrument	229259

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,684 (+2.7%)	$244,294 (-4.88%) Land $83,345 Building $160,949
2025	$2,727.00 (-1.73%) Homeowner's exemption Widower's exemption	$115,564 (+5.99%)	$256,825 (+14.58%) Land $83,345 Building $173,480
2023	$2,775.00 (+2.17%) Homeowner's exemption Widower's exemption	$109,036 (+3%)	$224,137 (+3.71%) Land $68,192 Building $155,945
2022	$2,716.00 Homeowner's exemption Widower's exemption	$105,860	$216,126 Land $64,403 Building $151,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20