2809 Graphite Ct, Valrico, FL 33594 Property Records

Hillsborough County property record for 2809 Graphite Ct, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,919 sqft · built 2005
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Nov 2021)
Tax Bill$5,608 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN085442-0450

Property Details

APN / Parcel Number

Primary APN085442-0450
Alternative APN
  • U18292174G000000002370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,919 sqft Living Area
Gross Area2,585 sqft
1st Floor Area1,919 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0854420450
Street Address2809 GRAPHITE CT
CityVALRICO
StateFL
Zip33594-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionDIAMOND HILL PHASE 1A UNIT 2 LOT 237
Legal Range21E
Legal Township29S
Legal Section18
Legal SubdivisionDIAMOND HILL PHASE 1A UNIT 2
Legal Tract74G
Legal Lot Number237
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2014
Census Tract12209

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2809 GRAPHITE CT, VALRICO, FL 33594-5044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleAug 1, 2014 · Amount on Record
Deed Document Number2021595171
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2809 GRAPHITE CT, VALRICO, FL 33594-5044
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056152
DateFeb 8, 2024
Instrument2024056152
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 22, 2021
Property Address2809 GRAPHITE CT, VALRICO, FL 33594-5044
Document Number2021595171
Map ReferenceMB 100 PG 24
Instrument DateNov 22, 2021
Instrument2021595171
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3019 MISSION LAKES DR, 3019, LAKELAND, FL 33803-5919

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 GRAPHITE CT, VALRICO, FL 33594-5044

Mortgage

Document Number2021595172
DateNov 22, 2021
Instrument2021595172
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,513 (+2.7%)$279,610 (-4.67%) Land $69,300 Building $210,310
2025$5,608.00 (+6.66%) Homeowner's exemption$272,165 (+9.15%)$293,315 (+16%) Land $69,300 Building $224,015
2023$5,258.00 Homeowner's exemption$249,349$252,852 Land $56,700 Building $196,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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