Whatcom County property record for 2820 Eldridge Ave, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,072 sqft · built 1891 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,495 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 86788 |
| Primary APN | 86788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| 2nd Floor Area | 1,292 sqft |
| Basement Area | 1,426 sqft |
| Finished Basement | 354 sqft |
| Unfinished Basement | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1891 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 608 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | 86788 |
|---|---|
| Street Address | 2820 ELDRIDGE AVE |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5.0 |
| Legal Description | ELDRIDGE ACRE TRACTS-TR FRONTING ON ELDRIDGE AVE-IMMEDIATELYW OF-ADJ TO LOT 5 BLK 2 ELDRIDGE'S FIRST ADD TO WHATCOM-THAT PTN |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | ELDRIDGE'S FIRST ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2820 Eldridge Ave is held in a trust since November 2025.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0001100923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 12, 2025 |
| Property Address | 2820 ELDRIDGE AVE, BELLINGHAM, WA 98225-2020 |
| Document Number | 0001100923 |
| Map Reference | VOL 13 PG 85-90 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025-1100923 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
The 2025 property tax bill for 2820 Eldridge Ave was $10,495, up 0.4% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,495.00 (+0.45%) | $1,283,258 (+0.44%) Land $279,056 Building $1,004,202 | $1,283,258 (+0.44%) Land $279,056 Building $1,004,202 |
| 2024 | $10,448.00 | $1,277,593 Land $277,824 Building $999,769 | $1,277,593 Land $277,824 Building $999,769 |
| 2022 | $1,101,375 Land $239,504 Building $861,871 | $1,101,375 Land $239,504 Building $861,871 | |
| 2021 | $7,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Eldridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, AT&T, CenturyLink.
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