2817 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2817 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Feb 2021)
Tax Bill	$8,508 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380224-022046-0000`

Property Details

APN / Parcel Number

Primary APN	`380224-022046-0000`
Alternative APNs	`110231` `577694` `50352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	1,380 sqft
Basement Area	725 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1999
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Deck Area	391 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	50352
Street Address	2817 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	ELDRIDGES FIRST ADD TO WHATCOM NW 1 FT OF LOT 12-SE 48 FT OF LOT 13 BLK 1
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	ELDRIDGES FIRST ADD/WHATCOM
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1015
Census Tract	402

Owner

2817 Eldridge Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2817 ELDRIDGE AVE, BELLINGHAM, WA 98225-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTON SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Feb 12, 2021 · Amount on File
Deed Document Number	20212398
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 12, 2021
Property Address	2817 ELDRIDGE AVE, BELLINGHAM, WA 98225-2019
Document Number	0000202398
Map Reference	VOL 3 PG 22
Instrument Date	Feb 10, 2021
Instrument	2021-0202398
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,654.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 ELDRIDGE AVE, BELLINGHAM, WA 98225-2019

Mortgage

Document Number	0000202399
Date	Feb 12, 2021
Instrument	2021-0202399

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2817 ELDRIDGE AVE, BELLINGHAM, WA 98225-2019
Document Number	2201204902
Instrument Date	Nov 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 64041 TACOMA WA 984640041, TACOMA, WA 98464-0041

Mortgage

Document Number	2201204902
Date	Dec 28, 2020
Instrument	1204902

Lender

Name	ALTON SMITH
Address	8424 SUMAC CT SE, YELM, WA 98597-9765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Eldridge Ave was $8,508.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,508.00	$1,070,975 Land $523,230 Building $547,745	$1,070,975 Land $523,230 Building $547,745
2022		$919,180 Land $449,070 Building $470,110	$919,180 Land $449,070 Building $470,110
2021	$6,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Eldridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, CenturyLink.

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