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2820 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2820 Edgewater Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,570 sqft · built 2008
Lot Size0.16 acres (6,970 sqft)
Owner2 Company Names on File
Last Sale$345,000 (Jul 2022)
Tax Bill$8,054 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN06-29-130-017

Property Details

APN / Parcel Number

Primary APN06-29-130-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,570 sqft Living Area
1st Floor Area1,570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Width84 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2820 EDGEWATER DR
CityELGIN
StateIL
Zip60124-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 819
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number819
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2031
Census Tract851913

Owner

Source: Kane County records · APN 06-29-130-017

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1224 N WHITE FENCE LN, ADDISON, IL 60101-1150
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jul 19, 2022Warranty Deed, Transfer
BAIRD & WARNER TTL SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2022 · Amount on Record
Deed SaleJul 19, 2022 · Amount on Record
Prior SaleApr 21, 2009 · Amount on Record
Prior Transfer DateMay 13, 2020
Prior Transfer Doc0000024494
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2820 EDGEWATER DR, ELGIN, IL 60124-3112
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072847
DateNov 24, 2020
Instrument2020K072847
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 19, 2022
Property Address2820 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number0000036865
Map ReferenceDOC 2006K068247
Instrument DateJun 09, 2022
Instrument2022K036865
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
Tax$345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2820 EDGEWATER DR, ELGIN, IL 60124-3112

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,054.00 Homeowner's exemption Senior Citizen's exemption
2024$111,976 (+21.39%) Land $33,684 Building $78,292$336,062 (+21.44%) Land $101,092 Building $234,970
2022Disabled Person's exemption Veteran's exemption$92,242 Land $27,748 Building $64,494$276,726 Land $83,244 Building $193,482

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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