Kane County property record for 2816 Edgewater Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,933 sqft · built 2009 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $406,000 (Jul 2023) |
| Tax Bill | $8,711 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-130-018 |
| Primary APN | 06-29-130-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,933 sqft Living Area |
| 1st Floor Area | 1,933 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 88 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2816 EDGEWATER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 3 LT 820 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 820 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 851913 |
Source: Kane County records · APN 06-29-130-018
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 869 KINGSTON LN, BARTLETT, IL 60103-4561 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 29, 2019 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Jun 11, 2009 · Amount on Record |
| Deed Document Number | 202323458 |
| Prior Transfer Date | Jul 23, 2019 |
| Prior Transfer Doc | 0000033264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 13, 2023 |
| Property Address | 2816 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Number | 0000023458 |
| Map Reference | DOC 2006K068247 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2023K023458 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 869 KINGSTON LN, BARTLETT, IL 60103-4561 |
| Document Number | 0000023459 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023K023459 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 2816 EDGEWATER DR, ELGIN, IL 60124-3112 |
| Document Number | 0000033264 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 33264 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2816 EDGEWATER DR ELGIN IL 601243112, ELGIN, IL 60124-3112 |
| Document Number | 33265 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 33265 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 720 Months |
| Due | Jul 28, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Document Number | 33266, |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 33266 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 720 Months |
| Due | Jul 28, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,711.00 (+93.79%) | ||
| 2024 | $124,511 (+21.39%) Land $33,684 Building $90,827 | $373,682 (+21.44%) Land $101,092 Building $272,590 | |
| 2022 | $4,495.00 (-2.81%) Homeowner's exemption | $102,568 (+6.96%) Land $27,748 Building $74,820 | $307,704 (+6.96%) Land $83,244 Building $224,460 |
| 2021 | $4,625.00 Homeowner's exemption | $95,893 Land $25,942 Building $69,951 | $287,679 Land $77,826 Building $209,853 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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