2820 2nd St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2820 2nd St S, Saint Cloud, MN 56301

Property Summary

Property Type	Multi-Family Dwellings
Details	8,600 sqft · built 1997
Lot Size	0.721 acres (31,415 sqft)
Owner	Company Name on Record
Last Sale	$5,078,000 (Dec 2020)
Tax Bill	$23,884 (2026)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47302-0101`

Property Details

APN / Parcel Number

Primary APN	`82-47302-0101`

Interior

Stories	1 Story
Building Area	8,600 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Family
Exterior Material	Block
Roof Material	Metal
Lot Area	31,415 sqft (0.721 acres)
Lot Width	150 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2820 2ND ST S
City	SAINT CLOUD
State	MN
Zip	56301-3847
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C5
Legal Description	PT OF LOT 1 DAF: COMM AT NW COR OF LOT 1 - S89D E 249.74' TO POB - S 209.36' - S89D E 150' TO POB BLK 1 HERITAGE MARKET
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	HERITAGE MARKET
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14102 ABBEYFIELD AVE, ROSEMOUNT, MN 55068-3850
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	20201590210
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	00A1590210
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 31, 2020
Property Address	2820 2ND ST S, SAINT CLOUD, MN 56301-3847
Document Number	00A1590210
Instrument Date	Dec 18, 2020
Instrument	A1590210
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14102 ABBEYFIELD AVE, ROSEMOUNT, MN 55068-3850

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,884.00 (+20.48%)	$767,000 (+1.99%) Land $282,000 Building $485,000	$767,000 (+1.99%) Land $282,000 Building $485,000
2025		$752,000 (+2.04%) Land $282,000 Building $470,000	$752,000 (+2.04%) Land $282,000 Building $470,000
2023	$19,824.00	$737,000 Land $282,000 Building $455,000	$737,000 Land $282,000 Building $455,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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