Stearns County property record for 2704 2nd St S, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 3,540 sqft · built 1994 |
| Lot Size | 0.482 acres (20,986 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,764 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46714-0025 |
| Primary APN | 82-46714-0025 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,540 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Block |
| Lot Area | 20,986 sqft (0.482 acres) |
| Lot Width | 100 ft Width |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2704 2ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3989 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C5 |
| Legal Description | W'LY 100' OF LOT 21 BLK 2 FERBER PROPERTIES ADD SECTION 15 TOWNSHIP 124 RANGE 028 FERBER PROPERTIES ADD SECTION 15 TOWNSHIP |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | FERBER PROPERTIES ADD |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 401 |
2704 2nd St S, a commercial property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 920 10TH ST NE, SAUK RAPIDS, MN 56379-8608 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2704 2nd St S was $10,764.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,764.00 | $389,000 (+5.42%) Land $231,000 Building $158,000 | $389,000 (+5.42%) Land $231,000 Building $158,000 |
| 2025 | $369,000 Land $231,000 Building $138,000 | $369,000 Land $231,000 Building $138,000 | |
| 2024 | $8,760.00 (+16.37%) | ||
| 2023 | $7,528.00 | $305,500 Land $231,000 Building $74,500 | $305,500 Land $231,000 Building $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2704 2nd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2704 2nd St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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