282 Winding Canyon Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 282 Winding Canyon Ln, Folsom, CA 95630

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,804 sqft · built 1988
Lot Size	0.076 acres (3,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Sep 2018)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-0780-032-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0780-032-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,310 sqft (0.076 acres)
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	282 WINDING CANYON LN
City	FOLSOM
State	CA
Zip	95630-5019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-M (PD)
Legal Description	POR OF LOT B AND LOT 43, RESUB AMERICAN CANYON CLUSTER HOUSINGUNIT NO 1A, SHOWN IN LOT LN ADJ BK 870722, PG 741. CONTG
Legal Subdivision	AMERICAN RIVER CANYON CLUSTER HSG 01A RE
Legal Lot Number	B,43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1010
Census Tract	8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 WINDING CANYON LN, FOLSOM, CA 95630-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC
Sep 20, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Jun 20, 1996 · Amount on Record
Deed Book / Page	20180920 / 1262
Prior Transfer Date	Sep 8, 2008
Prior Transfer Doc	0000000560
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	282 WINDING CANYON LN, FOLSOM, CA 95630-5019
Document Number	2101271568
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 WINDING CANYON LN FOLSOM CA 956305019, FOLSOM, CA 95630-5019

Mortgage

Document Number	2101271568
Date	Jan 27, 2021
Instrument	2101271568

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	282 WINDING CANYON LN, FOLSOM, CA 95630-5019
Document Number	2004270968
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	282 WINDING CANYON LN FOLSOM CA 956305019, FOLSOM, CA 95630-5019

Mortgage

Document Number	2004270968
Date	Apr 27, 2020
Instrument	2004270968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	282 WINDING CANYON LN, FOLSOM, CA 95630-5019
Document Number	1910081358
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 WINDING CANYON LN FOLSOM CA 956305019, FOLSOM, CA 95630-5019

Mortgage

Document Number	1910081358
Date	Oct 8, 2019
Instrument	1910081358

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC
Type	Bank
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 20, 2018
Property Address	282 WINDING CANYON LN, FOLSOM, CA 95630-5019
Document Number	1809201262
Instrument Date	Sep 18, 2018
Instrument	1809201262
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 WINDING CANYON LN FOLSOM CA 956305019, FOLSOM, CA 95630-5019

Mortgage

Document Number	1809201263
Date	Sep 20, 2018
Instrument	1809201263

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,259 (+2%) Land $91,022 Building $398,237
2025	$5,231.00 (+2.11%)	$479,667 (+4.04%) Land $89,238 Building $390,429
2024	$5,123.00 (+1.79%)
2023	$5,033.00 (+1.49%)	$461,043 Land $85,774 Building $375,269
2022	$4,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1986–2014)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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