282 Wells St, Emory, TX 75440 Property Records

Rains County property record for 282 Wells St, Emory, TX 75440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1976
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,320 (Aug 2026)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2125-0000-0100-40`

Property Details

APN / Parcel Number

Primary APN	`2125-0000-0100-40`
Alternative APNs	`R25762` `6253`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	64 sqft
Carport	Carport
Carport Area	64 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21250000010040
Street Address	282 WELLS ST
City	EMORY
State	TX
Zip	75440-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0155 MILLER BRICE SURVEY BULLARD ADDITION LOT 10
Legal Subdivision	BULLARD ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1031
Census Tract	950101

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 WELLS ST, EMORY, TX 75440-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK
Apr 3, 2023	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Nov 2, 2022	Vendor's Lien, Transfer · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Jul 25, 2022	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Deed Document Number	20262248
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Aug 25, 2026
Property Address	282 WELLS ST, EMORY, TX 75440-3002
Document Number	0000002248
Instrument Date	Aug 20, 2026
Instrument	20262248
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WELLS ST, EMORY, TX 75440-3002

Mortgage

Document Number	0000002249,
Date	Aug 25, 2026
Instrument	20262249

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Apr 3, 2023
Property Address	282 WELLS ST, EMORY, TX 75440-3002
Document Number	002023/690
Book / Page	2023 / 690
Map Reference	VOL 134 PG 49
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 TOKALA ST, CADDO MILLS, TX 75135-6525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WELLS ST, EMORY, TX 75440-3002

Mortgage

Document Number	0002023691
Date	Apr 3, 2023
Instrument	2023/691

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Nov 2, 2022
Property Address	282 WELLS ST, EMORY, TX 75440-3002
Document Number	02022/3116
Book / Page	2022 / 3116
Map Reference	VOL 134 PG 49
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 COUNTY ROAD 1610, ALBA, TX 75410-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 TOKALA ST, CADDO MILLS, TX 75135-6525

Mortgage

Document Number	0020223117
Date	Nov 2, 2022
Instrument	2022/3117

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAINS TX
Recording Date	Jul 25, 2022
Property Address	282 WELLS ST, EMORY, TX 75440-3002
Document Number	02022/2074
Book / Page	2022 / 2074
Map Reference	VOL 134 PG 49
Instrument Date	Jul 5, 2022
Transaction Type	Foreclosure
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY ROAD 1610, ALBA, TX 75410-4817

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Emory City
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,052 (+1.12%) Land $12,713 Building $102,339	$115,052 (+1.12%) Land $12,713 Building $102,339
2025	$1,083.00 (-70.16%) Homeowner's exemption Senior Citizen's exemption	$113,779 (-45.21%) Land $12,375 Building $101,404	$113,779 (-45.21%) Land $12,375 Building $101,404
2023	$3,629.00 (+530.03%)	$207,666 Land $22,500 Building $185,166	$207,666 Land $22,500 Building $185,166
2022	$576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EMORY serves 3,762 people · EPA ID TX1900001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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