266 Wells St, Emory, TX 75440 Property Records

Rains County property record for 266 Wells St, Emory, TX 75440

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1976
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$319,200 (Dec 2025)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2125-0000-0090-40`

Property Details

APN / Parcel Number

Primary APN	`2125-0000-0090-40`
Alternative APNs	`R6252` `6252`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21250000009040
Street Address	266 WELLS ST
City	EMORY
State	TX
Zip	75440-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0155 BRICE MILLER SURVEY BULLARD ADDITION LOT 9, 0.253 ACRES
Legal Subdivision	BULLARD ADD
Legal Block	1
Legal Lot Number	9,0
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1031
Census Tract	950101

Owner

266 Wells St is owned and occupied by two individuals who bought it in December 2025.

Source: Rains County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	266 WELLS ST, EMORY, TX 75440-3002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 1, 2025	Vendor's Lien, Transfer · Conventional Mortgage CREDIT UNION OF TEXAS
Jan 17, 2025	Vendor's Lien, Transfer · Construction Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Mar 20, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Jan 17, 2025 · Amount on File
Deed Document Number	20253187
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	266 WELLS ST, EMORY, TX 75440-3002
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2285
Date	Aug 4, 2022
Book Page	2022/2285

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Dec 1, 2025
Property Address	266 WELLS ST, EMORY, TX 75440-3002
Document Number	02025/3187
Book / Page	2025 / 3187
Map Reference	VOL 134 PG 49
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BERRIEN COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 828, FATE, TX 75132-0828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 WELLS ST, EMORY, TX 75440-3002

Mortgage

Document Number	0020253188
Date	Dec 1, 2025
Instrument	2025/3188

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Jan 17, 2025
Property Address	266 WELLS ST, EMORY, TX 75440-3002
Document Number	002025/161
Book / Page	2025 / 161
Map Reference	VOL 134 PG 49
Instrument Date	Jan 15, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BERRIEN COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 WELLS ST, EMORY, TX 75440-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 828, FATE, TX 75132-0828

Mortgage

Document Number	0002025162
Date	Jan 17, 2025
Instrument	2025/162

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Mar 20, 2019
Property Address	266 WELLS ST, EMORY, TX 75440-3002
Document Number	02019/0667
Book / Page	2019 / 0667
Map Reference	VOL 134 PG 49
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 WELLS ST, EMORY, TX 75440-3002

Tax Assessment & Valuation

The 2025 property tax bill for 266 Wells St was $2,142.

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Emory City
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,373 (+9.92%)	$266,075 (+111.36%) Land $25,425 Building $240,650
2025	$2,142.00	$125,886 Land $24,750 Building $101,136	$125,886 Land $24,750 Building $101,136
2023		$112,312 Land $22,500 Building $89,812	$112,312 Land $22,500 Building $89,812
2022	$1,125.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 266 Wells St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Wells St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EMORY serves 3,762 people · EPA ID TX1900001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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