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282 Vly Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 282 Vly Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1954
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$130,800 (Nov 1998)
Tax Bill$5,301 (2026)
Deeds & MortgagesDec 2017 Loan Modification
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 17.2-3-16.1

Property Details

APN / Parcel Number

Primary APN012689 17.2-3-16.1
Alternative APNs
  • 268901700200030160010000
  • 01700200030160010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,598 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area90 sqft
Canopy90 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700200030160010000
Street Address282 VLY RD
CitySCHENECTADY
StateNY
Zip12309-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-31 E-284 S-112-57
Legal Block3
Legal Lot Number16.001
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2012
Census Tract13802

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address282 VLY RD, SCHENECTADY, NY 12309-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2017Loan Modification, Mortgage · Conventional Mortgage
SEFCU
Dec 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 1998 · Amount on Record
Deed SaleNov 24, 1998 · Amount on Record
Deed Book / Page2617 / 427
Record UpdatedOct 29, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address282 VLY RD, SCHENECTADY, NY 12309-1923
Document Number0000000428
Instrument DateDec 26, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 VLY RD SCHENECTADY NY 123091923, SCHENECTADY, NY 12309-1923

Mortgage

Document Number0000000428
DateJan 5, 2018
Instrument428
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2033

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address282 VLY RD, SCHENECTADY, NY 12309-1923
Document Number0000000427
Instrument DateDec 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 VLY RD SCHENECTADY NY 123091923, SCHENECTADY, NY 12309-1923

Mortgage

Document Number0000000427
DateJan 5, 2018
Instrument427
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2033

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,301.00 (+0.25%) Homeowner's exemption
2025$5,288.00 (+12.41%) Homeowner's exemption$123,500 (-) Land $30,800 Building $92,700$282,600 (+16.68%) Land $70,478 Building $212,122
2023$123,500 (-) Land $30,800 Building $92,700$242,200 (+9.33%) Land $60,403 Building $181,797
2022$123,500 Land $30,800 Building $92,700$221,525 Land $55,247 Building $166,278
2021$4,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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