279 Vly Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 279 Vly Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1955
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jan 2022)
Tax Bill	$4,683 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.2-2-2`

Property Details

APN / Parcel Number

Primary APN	`012689 17.2-2-2`
Alternative APNs	`268901700200020020000000` `01700200020020000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	988 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Wood
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700200020020000000
Street Address	279 VLY RD
City	SCHENECTADY
State	NY
Zip	12309-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-VLY RD E-281 S-38-49
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1007
Census Tract	13703

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	279 VLY RD, SCHENECTADY, NY 12309-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	20222681
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 27, 2022
Property Address	279 VLY RD, SCHENECTADY, NY 12309-1924
Document Number	0000002681
Map Reference	MAP 3420
Instrument Date	Jan 12, 2022
Instrument	R2022-02681
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 VLY RD, SCHENECTADY, NY 12309-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KINGS MILL CT, ALBANY, NY 12205-3632

Mortgage

Document Number	0000002682
Date	Jan 27, 2022
Instrument	R2022-02682

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,683.00 (-4.39%)
2025	$4,898.00 (+263.62%)	$103,000 (-) Land $25,700 Building $77,300	$235,700 (+16.68%) Land $58,811 Building $176,889
2023		$103,000 (-) Land $25,700 Building $77,300	$202,000 (+9.34%) Land $50,402 Building $151,598
2022		$103,000 Land $25,700 Building $77,300	$184,753 Land $46,099 Building $138,654
2021	$1,347.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20