Jackson County property record for 282 Seven Knobs Rd, Gainesboro, TN 38562
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1973 |
| Lot Size | 9.85 acres (429,502 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044082 05601 |
| Primary APN | 044082 05601 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 429,502 sqft (9.85 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 282 SEVEN KNOBS RD |
|---|---|
| City | GAINESBORO |
| State | TN |
| Zip | 38562-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 10, COUNTY AREA: P01 |
| Jurisdiction | JACKSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 960300 |
Source: Jackson County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 282 SEVEN KNOBS RD, GAINESBORO, TN 38562-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF LAFAYETTE |
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF LAFAYETTE |
| Nov 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage ONE BK/TENNESSEE |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Nov 25, 2005 · Amount on Record |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0000002522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TN |
| Property Address | 282 SEVEN KNOBS RD, GAINESBORO, TN 38562-5502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 303 GOODWIN CEMETERY RD, COOKEVILLE, TN 38506-8929 |
| Document Number | 0000002345 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 115/1534 |
| Instrument | 23002345 |
| Name | CITIZENS BANK OF LAFAYETTE |
|---|---|
| Type | Bank |
| Address | GAINESBORO, TN 38562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TN |
| Property Address | 282 SEVEN KNOBS RD, GAINESBORO, TN 38562-5502 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 303 GOODWIN CEMETERY RD, COOKEVILLE, TN 38506-8929 |
| Document Number | 0000000714 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 112/1218 |
| Instrument | 23000714 |
| Name | CITIZENS BANK OF LAFAYETTE |
|---|---|
| Type | Bank |
| Address | GAINESBORO, TN 38562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 9, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON TN |
| Property Address | 282 SEVEN KNOBS RD, GAINESBORO, TN 38562-5502 |
| Document Number | 0000002194 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000002194 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 000099/001217 |
| Instrument | 2194 |
| Name | ONE BK/TENNESSEE |
|---|---|
| Address | COOKEVILLE, TN 38501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505.00 (+83.64%) | $19,800 (-) Land $12,075 Building $7,725 | |
| 2023 | $19,800 (+61.96%) Land $12,075 Building $7,725 | ||
| 2022 | $275.00 | $12,225 Land $4,500 Building $7,725 | |
| 2021 | $79,200 Land $48,300 Building $30,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD GAINESBORO ROAD U.D. serves 6,608 people · EPA ID TN0000135 |
|---|---|
| Water Source | Purchased surface water from COOKEVILLE WATER DEPT |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
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