281 Seven Knobs Rd, Gainesboro, TN 38562 Property Records

Jackson County property record for 281 Seven Knobs Rd, Gainesboro, TN 38562

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,590 sqft · built 1988
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,500 (Dec 2019)
Tax Bill	$921 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044082 02401`

Property Details

APN / Parcel Number

Primary APN	`044082 02401`
Alternative APN	`082 02401`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Finished Basement	780 sqft
Unfinished Basement	810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,000 sqft
Lot Dimensions	200 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	450 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	281 SEVEN KNOBS RD
City	GAINESBORO
State	TN
Zip	38562-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: P01
Jurisdiction	JACKSON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2024
Census Tract	960300

Owner

Source: Jackson County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 SEVEN KNOBS RD, GAINESBORO, TN 38562-5517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2019	Warranty Deed, Transfer · Conventional with PMI NTEN INC
Oct 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	19002054
Deed Book / Page	095 / 0056
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	281 SEVEN KNOBS RD, GAINESBORO, TN 38562-5517
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2323
Date	Oct 19, 2021
Book Page	104/1713
Instrument	21002323

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Dec 9, 2019
Property Address	281 SEVEN KNOBS RD, GAINESBORO, TN 38562-5517
Document Number	0000002054
Book / Page	000095 / 000056
Instrument Date	Dec 3, 2019
Instrument	2054
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 SEVEN KNOBS RD GAINESBORO TN 385625517, GAINESBORO, TN 38562-5517

Mortgage

Document Number	2055
Date	Dec 9, 2019
Book Page	000095/000058
Instrument	2055

Lender

Name	NTEN INC
Address	700 STATE HIGHWAY 121 BYP # 100, LEWISVILLE, TX 75067-8120

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON TN
Recording Date	Oct 11, 2019
Property Address	281 SEVEN KNOBS RD, GAINESBORO, TN 38562-5517
Document Number	0000001667
Book / Page	000094 / 000658
Instrument Date	Oct 9, 2019
Instrument	1667
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Non-Declared Trust
Address	3031 GIB MOLES RD BYRDSTOWN TN 385494314, BYRDSTOWN, TN 38549-4314

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00 (+13.42%)	$36,100 (-) Land $2,500 Building $33,600
2023		$36,100 (-) Land $2,500 Building $33,600
2022	$812.00	$36,100 Land $2,500 Building $33,600
2021			$144,400 Land $10,000 Building $134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY U.D. #4 serves 2,402 people · EPA ID TN0000859
Water Source	Purchased groundwater influenced by surface water from RED BOILING SPRINGS W.S.
Last State Inspection	Oct 2025
Also Mapped Here	OLD GAINESBORO ROAD U.D.
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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