282 Obsidian Ave, Helena, MT 59602 Property Records

Lewis And Clark County property record for 282 Obsidian Ave, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,827 sqft · built 2016
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,800 (Sep 2021)
Tax Bill	$4,344 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R633908`

Property Details

APN / Parcel Number

Primary APN	`R633908`
Alternative APNs	`05-1887-13-1-05-05-0000` `0000045115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Basement Area	1,827 sqft
Finished Basement	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000045115
Street Address	282 OBSIDIAN AVE
City	HELENA
State	MT
Zip	59602-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE MEADOWS SUBD, S13, T10 N, R04 W, BLOCK 10, LOT 8, PER COS #3160896
Legal Range	04W
Legal Township	10N
Legal Section	13
Legal Subdivision	STONE MEADOWS SUBD
Legal Block	10
Legal Lot Number	8
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2024
Census Tract	503

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 OBSIDIAN AVE, HELENA, MT 59602-8665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INTERSTATE BANK
Jun 9, 2021	Warranty Deed, Transfer · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	20213386998
Deed Book / Page	59 / 9968
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	282 OBSIDIAN AVE, HELENA, MT 59602-8665
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/8868
Date	Apr 11, 2022
Book Page	M60/8868
Instrument	3396735

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 30, 2021
Property Address	282 OBSIDIAN AVE, HELENA, MT 59602-8665
Document Number	M59/9968
Book / Page	M59 / 9968
Instrument Date	Sep 30, 2021
Instrument	3386998
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3386999
Date	Sep 30, 2021
Instrument	3386999

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	282 OBSIDIAN AVE, HELENA, MT 59602-8665
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/7515
Date	Mar 2, 2020
Book Page	M56/7515
Instrument	3351341

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 9, 2021
Property Address	282 OBSIDIAN AVE, HELENA, MT 59602-8665
Document Number	M59/3834
Book / Page	M59 / 3834
Instrument Date	Jun 9, 2021
Instrument	3380076
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3379685
Date	Jun 9, 2021
Instrument	3379685

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,344.00 (-32.44%)	$675,400 (+15.32%)
2025			$675,400 (+15.32%) Land $128,167 Building $547,233
2023	$6,430.00	$585,700	$585,700 Land $109,690 Building $476,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet.

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