282 Elm St, Circle Pines, MN 55014 Property Records

Anoka County property record for 282 Elm St, Circle Pines, MN 55014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1978
Lot Size	0.1 acres (43,806 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Feb 2016)
Tax Bill	$4,114 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-31-22-12-0031`

Property Details

APN / Parcel Number

Primary APN	`19-31-22-12-0031`
Alternative APN	`689455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,806 sqft (0.1 acres)
Garage Area	880 sqft
Driveway	Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	282 ELM ST
City	CIRCLE PINES
State	MN
Zip	55014-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ULMERS 2ND RICE LAKE ADDITION LOT 3 BLK 1 ULMERS 2ND RICELAKE ADDITION(SUBJ TO EASE AS SHOWN ON PLAT)
Legal Range	22W
Legal Township	31N
Legal Section	19
Legal Subdivision	ULMERS 2ND RICE LAKE ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	1
Census Block	1004
Census Tract	50229

Owner

282 Elm St is owned and occupied by an individual who bought it in February 2016.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	282 ELM ST, CIRCLE PINES, MN 55014-1272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2016 · Amount on File
Deed Sale	Feb 19, 2016 · Amount on File
Deed Document Number	20162130364001
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	2130364001
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANOKA MN
Recording Date	Jul 26, 2021
Property Address	282 ELM ST, CIRCLE PINES, MN 55014-1272
Document Number	A2329014002
Instrument Date	Jul 9, 2021
Instrument	A2329014.002
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 ELM ST, LINO LAKES, MN 55014-1272

Mortgage

Document Number	A2329014003
Date	Jul 26, 2021
Instrument	A2329014.003

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 282 Elm St was $4,114 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,114.00 Homeowner's exemption	$337,100 Land $130,800 Building $206,300	$337,100 Land $130,800 Building $206,300
2024	$3,672.00	$330,600 Land $125,500 Building $205,100	$330,600 Land $125,500 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20