Anoka County property record for 281 Elm St, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,000 (Jun 1997) |
| Tax Bill | $3,255 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-31-22-43-0013 |
| Primary APN | 18-31-22-43-0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Area | 806 sqft |
| Driveway | Driveway |
| Porch | Finished Porch |
| Porch Area | 120 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 666283 |
|---|---|
| Street Address | 281 ELM ST |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PRT OF SE1/4 OF SEC 18 TWP 31 RGE 22 DESC AS FOL: BEGAT A PT ON S LINE OF SD 1/4 1128 FT E OF SW COR THEREOF, THN PRLL/W E LINE OF SD 1/4 264 FT, TH E PRLL/W SD S LINE 126FT, TH S PRLL/W SD E LINE 264 FT TO SD S LINE, TH W ALG SDS LINE TO POB, |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 18 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 50229 |
281 Elm St is owned and occupied by two individuals who bought it in June 1997.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 ELM ST, CIRCLE PINES, MN 55014-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1997 · Amount on File |
| Deed Sale | Jun 9, 1997 · Amount on File |
| Deed Document Number | 19973922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 281 ELM ST, CIRCLE PINES, MN 55014-1270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | A2244117003 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | A2244117.003 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
The 2026 property tax bill for 281 Elm St was $3,255 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,255.00 Homeowner's exemption | $275,000 Land $123,000 Building $152,000 | $275,000 Land $123,000 Building $152,000 |
| 2024 | $2,877.00 | $267,600 Land $116,600 Building $151,000 | $267,600 Land $116,600 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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