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282 Blanchard Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 282 Blanchard Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 962 sqft · built 1951
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on File
Last Sale$649,500 (Aug 2023)
Tax Bill$8,659 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN486-033-02-00

Property Details

APN / Parcel Number

Primary APN486-033-02-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area962 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area7,600 sqft (0.175 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address282 BLANCHARD RD
CityEL CAJON
StateCA
Zip92020-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 28 TR 002687
Legal SubdivisionDRYDEN ROAD SUB
Legal Tract002687
Legal Block3
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3014
Census Tract16100

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address282 BLANCHARD RD, EL CAJON, CA 92020-2703
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Aug 4, 2023Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 4, 2023 · Amount on Record
Deed SaleAug 4, 2023 · Amount on Record
Deed Document Number2023211579
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address282 BLANCHARD RD, EL CAJON, CA 92020-2703
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 BLANCHARD RD, EL CAJON, CA 92020-2703

Mortgage

Document Number0000032737
DateFeb 5, 2026
Instrument2026-0032737
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 4, 2023
Property Address282 BLANCHARD RD, EL CAJON, CA 92020-2703
Document Number0000211579
Map ReferenceMAP 2687
Instrument DateJul 20, 2023
Instrument2023-0211579
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyCALIFORNIA HALL TITLE, CALIFORNIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address282 BLANCHARD RD, EL CAJON, CA 92020-2703

Mortgage

Document Number0000211580
DateAug 4, 2023
Instrument2023-0211580
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$675,738 (+2%) Land $407,907 Building $267,831
2025$8,659.00 (+6.34%)$662,489 (+783.37%) Land $399,909 Building $262,580
2024$8,143.00 (+208.68%)
2023$2,638.00 (+14.9%) Homeowner's exemption$74,996 Land $45,271 Building $29,725
2022$2,296.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: California Internet.

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