240 Blanchard Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 240 Blanchard Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1951
Lot Size	0.168 acres (7,300 sqft)
Owner	Trust Name on File
Last Sale	$151,300 (Mar 1990)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-033-04-00`

Property Details

APN / Parcel Number

Primary APN	`486-033-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 BLANCHARD RD
City	EL CAJON
State	CA
Zip	92020-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 30 TR 002687
Legal Subdivision	DRYDEN ROAD SUB
Legal Tract	002687
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

240 Blanchard Rd is owner-occupied and held in a trust since January 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 1990 · Amount on File
Deed Sale	Mar 28, 1990 · Amount on File
Prior Sale	Jun 24, 1985 · Amount on File
Deed Document Number	1990165755
Last Transfer Date	Jan 4, 2016
Transfer Doc	0000053609
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2026
Property Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703
Document Number	0000155135
Instrument Date	May 22, 2026
Instrument	2026155135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703

Mortgage

Document Number	0000155135,
Date	May 29, 2026
Instrument	2026155135

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703

Mortgage

Document Number	0000009803
Date	Jan 12, 2023
Instrument	2023-0009803

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BLANCHARD RD, EL CAJON, CA 92020-2703

Mortgage

Document Number	0000734832
Date	Nov 19, 2020
Instrument	2020-0734832

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 240 Blanchard Rd was $5,972 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,897 (+2%) Land $236,359 Building $224,538
2025	$5,972.00 Homeowner's exemption	$451,861 Land $231,725 Building $220,136
2023	$5,684.00 (+3.42%) Homeowner's exemption	$434,317 Land $222,728 Building $211,589
2022	$5,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 240 Blanchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 240 Blanchard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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