Lapeer County property record for 282 4th St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,356 sqft · built 1976 |
| Lot Size | 2.44 acres (106,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 2017) |
| Tax Bill | $2,083 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-615-019-00 |
| Primary APN | 045-615-019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Flooring | Carpet |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Lot Area | 106,678 sqft (2.44 acres) |
| Lot Dimensions | 171 ft deep x 300 ft wide |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 282 4TH ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | VILLAGE OF METAMORA, HARTS PLAT LOTS 19, 20, 21, 22, 23 & 24 BLK 15. ALSO COM E 1/4 COR SEC 16; TH N 01-12-00 W 1299.45 FT & |
| Legal Subdivision | FT TO POB CONTAINS ADD |
| Legal Block | 15 |
| Legal Lot Number | 19-24 |
| Legal Unit | 1 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 341500 |
282 4th St is owned and occupied by two individuals who acquired it in December 2020.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 12, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TRI CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on File |
| Deed Sale | Dec 12, 2017 · Amount on File |
| Prior Sale | Mar 5, 1996 · Amount on File |
| Deed Book / Page | 2935 / 568 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 0031650619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Document Number | 0031650619 |
| Book / Page | 3165 / 619 |
| Map Reference | LB 1 PG 5 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | STERLING TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Document Number | 0003165622 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 3165/622 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Document Number | 0030480373 |
| Book / Page | 003048 / 000373 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 4TH ST METAMORA MI 484559783, METAMORA, MI 48455-9783 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 12, 2017 |
| Property Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Document Number | 0029350568 |
| Book / Page | 002935 / 000568 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,237.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4745 HAVENS RD DRYDEN MI 484289347, DRYDEN, MI 48428-9347 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 282 4TH ST, METAMORA, MI 48455-9783 |
| Document Number | 0029350571 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4511 VAN DYKE RD ALMONT MI 480038511, ALMONT, MI 48003-8511 |
| Document Number | 0029350571 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 002935/000571 |
| Name | TRI CNTY BK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
The 2025 property tax bill for 282 4th St was $2,083 with a homeowner's exemption, up 4% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Municipality | Metamora Village |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,000 (+14.13%) | $286,000 (+14.13%) | |
| 2025 | $2,083.00 (+3.99%) Homeowner's exemption | $125,300 | $250,600 |
| 2024 | $2,003.00 | ||
| 2023 | $107,000 | $214,000 | |
| 2022 | $1,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 282 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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