279 4th St, Metamora, MI 48455 Property Records

Lapeer County property record for 279 4th St, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1978
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Jul 2002)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-604-017-00`

Property Details

APN / Parcel Number

Primary APN	`045-604-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,066 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	279 4TH ST
City	METAMORA
State	MI
Zip	48455-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	VILLAGE OF METAMORA HARTS PLAT LOTS 17, 18 & 19 BLK 4.
Legal Subdivision	VILLAGE OF METAMORA HARTS
Legal Block	4
Legal Lot Number	17-19
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	1
Census Block	1016
Census Tract	341500

Owner

279 4th St is owned and occupied by two individuals who bought it in July 2002.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	279 4TH ST, METAMORA, MI 48455-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2002 · Amount on File
Deed Sale	Jul 24, 2002 · Amount on File
Deed Book / Page	1589 / 820
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	279 4TH ST, METAMORA, MI 48455-9783
Document Number	0028730209
Book / Page	002873 / 000209
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	279 4TH ST METAMORA MI 484559783, METAMORA, MI 48455-9783

Mortgage

Document Number	0028730209
Date	Jan 19, 2017
Book Page	002873/000209

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 279 4th St was $1,250 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Municipality	Metamora Village
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,000 (+16.14%)	$236,000 (+16.14%)
2025	$1,250.00 Homeowner's exemption	$101,600	$203,200
2023		$86,700	$173,400
2022	$1,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20