San Bernardino County property record for 28180 Zermatt Dr, Lake Arrowhead, CA 92352
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,000 sqft · built 2003 |
| Lot Size | 0.354 acres (15,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Oct 2002) |
| Tax Bill | $7,908 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0329-442-02-0000 |
| Primary APN | 0329-442-02-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 2,082 sqft |
| 2nd Floor Area | 918 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,421 sqft (0.354 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28180 ZERMATT DR |
|---|---|
| City | LAKE ARROWHEAD |
| State | CA |
| Zip | 92352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LARS14M |
| Legal Description | TRACT NO 7776 ARROWHEAD WOODS NO 112 LOT 143 |
| Legal Subdivision | ARROWHEAD WOODS |
| Legal Tract | 7776 |
| Legal Block | 3 |
| Legal Lot Number | 143 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10905 |
28180 Zermatt Dr is owned and occupied by an individual who bought it in October 2002.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1793, LAKE ARROWHEAD, CA 92352-1793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2002 · Amount on File |
| Deed Sale | Oct 2, 2002 · Amount on File |
| Deed Document Number | 2002522333 |
| Prior Transfer Date | Sep 11, 2002 |
| Prior Transfer Doc | 0000522334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28180 ZERMATT DR, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28180 ZERMATT DR, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000258862 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0258862 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 28180 Zermatt Dr was $7,908 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,967 (+2%) Land $73,865 Building $638,102 | |
| 2025 | $7,908.00 Homeowner's exemption | $698,007 Land $72,417 Building $625,590 |
| 2023 | $7,408.00 (+2.09%) Homeowner's exemption | $670,903 Land $69,605 Building $601,298 |
| 2022 | $7,256.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28180 Zermatt Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28180 Zermatt Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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