28154 Zermatt Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 28154 Zermatt Dr, Lake Arrowhead, CA 92352

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,121 sqft · built 1988
Lot Size0.282 acres (12,282 sqft)
OwnerCompany Name on File
Last Sale$287,500 (May 1999)
Tax Bill$5,212 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2021 Transfer
Flood ZoneZone D (undetermined)
APN0329-442-04-0000

Property Details

APN / Parcel Number

Primary APN0329-442-04-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,121 sqft Living Area
Gross Area3,601 sqft
1st Floor Area2,189 sqft
2nd Floor Area932 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleChalet/Alpine
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,282 sqft (0.282 acres)
TerrainAbove Road/Slope
View / LotAverage
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area105 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28154 ZERMATT DR
CityLAKE ARROWHEAD
StateCA
Zip92352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLARS14M
Legal DescriptionTRACT NO 7776 ARROWHEAD WOODS NO 112 LOT 141
Legal SubdivisionARROWHEAD WOODS
Legal Tract7776
Legal Block3
Legal Lot Number141
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionLAKE ARROWHEAD
Census Block Group3
Census Block3009
Census Tract10905

Owner

Source: San Bernardino County records · APN 0329-442-04-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2358, BLUE JAY, CA 92317-2358
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Jan 08, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 1999 · Amount on Record
Deed SaleMay 12, 1999 · Amount on Record
Prior SaleJul 10, 1996 · Amount on Record
Deed Document Number1999204233
Last Transfer DateDec 18, 2020
Transfer Doc0000012109
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address28154 ZERMATT DR, LAKE ARROWHEAD, CA 92352
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2358, BLUE JAY, CA 92317-2358

Mortgage

Document Number0000377305
DateOct 05, 2020
Instrument2020-0377305
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 08, 2021
Property Address28154 ZERMATT DR, LAKE ARROWHEAD, CA 92352
Document Number0000012109
Instrument DateDec 18, 2020
Instrument12109
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 2358 BLUE JAY CA 923172358, BLUE JAY, CA 92317-2358

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictRim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$459,742 (+2%) Land $79,955 Building $379,787
2025$5,212.00 (+6.65%) Homeowner's exemption$450,727 (+4.04%) Land $78,387 Building $372,340
2023$4,887.00 (+2.09%) Homeowner's exemption$433,224 Land $75,343 Building $357,881
2022$4,787.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 76% of the US · above 53% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 294 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE ARROWHEAD CSD
serves 7,038 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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