San Mateo County property record for 2818 Toro Dr, San Mateo, CA 94403
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,240 sqft · built 2013 |
| Lot Size | 0.176 acres (7,669 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $756,500 (Nov 2013) |
| Tax Bill | $16,337 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-970-010 |
| Primary APN | 123-970-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 93 Units |
| Stories | 3 Stories |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Lot Area | 7,669 sqft (0.176 acres) |
| View / Lot | End Unit |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2818 TORO DR |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3443 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT D1 LANDSDOWNE-PHASE 3 CONDO RES 3.1A BAY MAEDOWS II 2013-049676 |
| Legal Subdivision | LANDSDOWNE-PHASE 3 CONDO RES 3.1A BAY MA |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 607500 |
2818 Toro Dr, a condominium, is owned and occupied by two individuals who bought it in November 2013.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2818 TORO DR, SAN MATEO, CA 94403-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2013 · Amount on File |
| Deed Sale | Nov 21, 2013 · Amount on File |
| Deed Document Number | 2013160670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2818 TORO DR, SAN MATEO, CA 94403-3443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035584 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020-035584 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2818 TORO DR, SAN MATEO, CA 94403-3443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2818 TORO DR, SAN MATEO, CA 94403-3443 |
| Document Number | 0000097755 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-097755 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2818 Toro Dr was $16,337 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $945,610 (+2%) Land $283,680 Building $661,930 | ||
| 2025 | $16,337.00 Homeowner's exemption | $927,069 Land $278,118 Building $648,951 | |
| 2023 | $15,586.00 (+2.57%) Homeowner's exemption | $891,071 Land $267,319 Building $623,752 | $1,347,120 |
| 2022 | $15,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2818 Toro Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–1998) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2818 Toro Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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