2809 Toro Dr, San Mateo, CA 94403 Property Records

San Mateo County property record for 2809 Toro Dr, San Mateo, CA 94403

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,240 sqft · built 2014
Lot Size	0.201 acres (8,759 sqft)
Owner	2 Trust Names on File
Last Sale	$1,850,000 (Nov 2018)
Tax Bill	$30,668 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-070-050`

Property Details

APN / Parcel Number

Primary APN	`124-070-050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	93 Units
Stories	3 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	8,759 sqft (0.201 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2809 TORO DR
City	SAN MATEO
State	CA
Zip	94403-3443
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT F5 LANDSDOWNE-PHASE 4 CONDO RES 3.1B BAY MEADOWS II 2013-092049
Legal Subdivision	LANDSDOWNE-PHASE 4 CONDO RES 3.1B BAY ME
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1017
Census Tract	607500

Owner

2809 Toro Dr, a condominium, is owner-occupied and held in a trust since January 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2809 TORO DR, SAN MATEO, CA 94403-3443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Feb 20, 2014 · Amount on File
Deed Document Number	201888960
Last Transfer Date	Jan 31, 2020
Transfer Doc	0000065315
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 9, 2020
Property Address	2809 TORO DR, SAN MATEO, CA 94403-3443
Document Number	0000065315
Instrument Date	Jan 31, 2020
Instrument	65315
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2809 TORO DR SAN MATEO CA 944033443, SAN MATEO, CA 94403-3443

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 19, 2019
Property Address	2809 TORO DR, SAN MATEO, CA 94403-3443
Document Number	0000056403
Instrument Date	Jun 11, 2019
Instrument	56403
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2809 TORO DR SAN MATEO CA 944033443, SAN MATEO, CA 94403-3443

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 15, 2018
Property Address	2809 TORO DR, SAN MATEO, CA 94403-3443
Document Number	0000088960
Instrument Date	Oct 26, 2018
Instrument	88960
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 TORO DR SAN MATEO CA 944033443, SAN MATEO, CA 94403-3443

Mortgage

Document Number	88962
Date	Nov 15, 2018
Instrument	88962

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	3701 REGENT BLVD # 180, IRVING, TX 75063-2312

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Toro Dr was $30,668 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,104,979 (+2%) Land $631,493 Building $1,473,486
2025	$30,668.00 Homeowner's exemption	$2,063,706 Land $619,111 Building $1,444,595
2023	$29,534.00 (+1.07%) Homeowner's exemption	$1,983,571 Land $595,071 Building $1,388,500	$1,810,170
2022	$29,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Toro Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2809 Toro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Toro Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures