2818 Shearwater Ln, Frederick, MD 21701 Property Records

Frederick County property record for 2818 Shearwater Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,169 sqft · built 2015
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Jun 2018)
Tax Bill	$6,130 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-590478`

Property Details

APN / Parcel Number

Primary APN	`02-590478`
Alternative APN	`590478`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,169 sqft Total Area

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	590478
Street Address	2818 SHEARWATER LN
City	FREDERICK
State	MD
Zip	21701-1976
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 405 SECTION 3B 1,760 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK SEC 3B
Legal Lot Number	405
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3008
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2818 SHEARWATER LN, FREDERICK, MD 21701-1976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jun 28, 2018	Exchange Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	0012494317
Deed Book / Page	12494 / 317
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2818 SHEARWATER LN, FREDERICK, MD 21701-1976
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144930297
Date	Jan 27, 2021
Book Page	14493/297

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2818 SHEARWATER LN, FREDERICK, MD 21701-1976
Document Number	0136670001
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 SHEARWATER LN FREDERICK MD 217011976, FREDERICK, MD 21701-1976

Mortgage

Document Number	0136670001
Date	Apr 3, 2020
Book Page	013667/000001

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2040

June 2018: Exchange Deed, Transfer

Document Type	Exchange Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 28, 2018
Property Address	2818 SHEARWATER LN, FREDERICK, MD 21701-1976
Document Number	0124940317
Book / Page	12494 / 0317
Map Reference	MB93 PG166-167
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2818 SHEARWATER LN, FREDERICK, MD 21701-1976

Mortgage

Document Number	0012494323
Date	Jun 28, 2018
Instrument	12494/323

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,130.00	$336,133	$374,200 Land $75,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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