2817 Shearwater Ln, Frederick, MD 21701 Property Records

Frederick County property record for 2817 Shearwater Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,180 sqft · built 2017
Lot Size	0.05 acres (2,211 sqft)
Owner	Individual Name on File
Last Sale	$304,990 (Nov 2017)
Tax Bill	$6,192 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-590457`

Property Details

APN / Parcel Number

Primary APN	`02-590457`
Alternative APN	`590457`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,180 sqft Total Area

Exterior

Year Built	Built 2017
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,211 sqft (0.05 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	590457
Street Address	2817 SHEARWATER LN
City	FREDERICK
State	MD
Zip	21701-1928
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 408 SECTION 3B 2,211 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK SEC 3B
Legal Lot Number	408
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2817 Shearwater Ln, a townhouse, is owned and occupied by an individual who bought it in November 2017.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2817 SHEARWATER LN, FREDERICK, MD 21701-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 8, 2017	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2017	Grant Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	0012122404
Deed Book / Page	12122 / 404
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2817 SHEARWATER LN, FREDERICK, MD 21701-1928
Document Number	0138180141
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2817 SHEARWATER LN FREDERICK MD 217011928, FREDERICK, MD 21701-1928

Mortgage

Document Number	0138180141
Date	Jun 16, 2020
Book Page	013818/000141

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2035

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2017
Property Address	2817 SHEARWATER LN, FREDERICK, MD 21701-1928
Document Number	0121220404
Book / Page	12122 / 0404
Map Reference	MB93 PG166&167
Instrument Date	Oct 25, 2017
Instrument	12122-0404
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KEYSTONE TITLE SETTLEMENT SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2817 SHEARWATER LN, FREDERICK, MD 21701-1928

Mortgage

Document Number	0121220411
Date	Nov 8, 2017
Instrument	12122-0411

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 12, 2017
Property Address	2817 SHEARWATER LN, FREDERICK, MD 21701-1928
Document Number	0118640310
Book / Page	011864 / 000310
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,192.00 Homeowner's exemption	$342,800	$382,000 Land $75,000 Building $307,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Shearwater Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2817 Shearwater Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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