Sussex County property record for 28177 O'Neals Rd, Seaford, DE 19973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 2018 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 2018) |
| Tax Bill | $1,577 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-6.00-92.03 |
| Primary APN | 132-6.00-92.03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28177 ONEALS RD |
|---|---|
| City | SEAFORD |
| State | DE |
| Zip | 19973-3091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | SE/RT 485 1123'SW/RT 13 LOT 1 |
| Legal Subdivision | SEAFORD |
| Legal Lot Number | 1 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SEAFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50403 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage TRANSTAR NATIONAL TITLE |
| Feb 5, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 26, 2020 | Deed, Transfer |
| Jan 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage CASCADE LAND HM FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on File |
| Deed Sale | Jan 23, 2018 · Amount on File |
| Prior Sale | Jan 26, 2011 |
| Deed Document Number | 20182537 |
| Deed Book / Page | 4831 / 101 |
| Last Transfer Date | Aug 17, 2020 |
| Transfer Doc | 0052990033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Apr 7, 2026 |
| Property Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 0000012612 |
| Book / Page | 23931 / 161 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202612612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 0000012612, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 23931/161 |
| Instrument | 202612612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0193860300 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 19386/300 |
| Instrument | 20210000008115 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0221500166 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 22150/166 |
| Instrument | 2023000044396 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Aug 26, 2020 |
| Property Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 0052990033 |
| Book / Page | 5299 / 33 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 20200000038460 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28177 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 0167030212 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28177 ONEALS RD SEAFORD DE 19973, SEAFORD, DE 19973 |
| Document Number | 0167030212 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 016703/000212 |
| Instrument | 2538 |
| Name | CASCADE LAND HM FINANCING |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Seaford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,577.00 (+6.55%) | $1,400 (-) Land $1,400 | $417,600 (-) Land $68,400 Building $349,200 |
| 2025 | $1,480.00 (+73.71%) | $1,400 (-) Land $1,400 | $417,600 (+1,128.24%) Land $68,400 Building $349,200 |
| 2023 | $852.00 | $1,400 Land $1,400 | $34,000 Land $2,800 Building $31,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1978–2018) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 83% of Delaware |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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