Sussex County property record for 28161 O'Neals Rd, Seaford, DE 19973
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,688 sqft · built 2004 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,000 (Dec 2024) |
| Tax Bill | $1,429 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-6.00-92.04 |
| Primary APN | 132-6.00-92.04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 1,848 sqft |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 81 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 28161 ONEALS RD |
|---|---|
| City | SEAFORD |
| State | DE |
| Zip | 19973-3091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | SE/RD 485 SW/RT 13 LOT 2 |
| Legal Subdivision | SEAFORD |
| Legal Lot Number | 2 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SEAFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50403 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Oct 22, 2025 | Deed of Trust, Mortgage THE UNITED STATES OF AMERICA |
| Dec 20, 2024 | Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Deed Document Number | 202446065 |
| Deed Book / Page | 6227 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235400245 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 23540/245 |
| Instrument | 2025000039822 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235370290 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 23537/290 |
| Instrument | 2025000039665 |
| Name | THE UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 471 Months |
| Due | Jan 10, 2065 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Dec 20, 2024 |
| Property Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 0062270261 |
| Book / Page | 6227 / 261 |
| Map Reference | MB 82 PG 17 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2024000046065 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3135 COLOGNE AVE, HAMILTON, NJ |
| Name | Verified Name |
|---|---|
| Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Document Number | 2024000046066 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 2024000046066 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Number | 0228730313 |
|---|---|
| Date | Dec 20, 2024 |
| Book Page | 22873/313 |
| Instrument | 2024000046067 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28161 ONEALS RD, SEAFORD, DE 19973-3091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0164840020 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 16484/020 |
| Instrument | 36848 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2032 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Seaford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,429.00 (+6.56%) | $16,700 (-) Land $1,250 Building $15,450 | $378,400 (-) Land $65,900 Building $312,500 |
| 2025 | $1,341.00 (+170.91%) | $16,700 (-) Land $1,250 Building $15,450 | $378,400 (+1,032.93%) Land $65,900 Building $312,500 |
| 2023 | $495.00 | $16,700 Land $1,250 Building $15,450 | $33,400 Land $2,500 Building $30,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1978–2018) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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