2817 Saint Joseph Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 2817 Saint Joseph Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 1979
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$744,000 (Jun 2006)
Tax Bill	$12,153 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129-453-015-7`

Property Details

APN / Parcel Number

Primary APN	`129-453-015-7`
Alternative APN	`129-453-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,049 sqft Living Area
1st Floor Area	1,230 sqft
2nd Floor Area	819 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2817 SAINT JOSEPH DR
City	CONCORD
State	CA
Zip	94518-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	T03921 L0065 B
Legal Subdivision	SUBDIVISION 3921
Legal Tract	03921
Legal Lot Number	65
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	337202

Owner

2817 Saint Joseph Dr is owner-occupied and held in a trust since June 2006.

Source: Contra Costa County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONTRA COSTA FED'L
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 5, 2021	Intrafamily Transfer, Transfer
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2006 · Amount on File
Deed Sale	Jun 6, 2006 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	2006177369
Prior Transfer Date	Aug 27, 1999
Prior Transfer Doc	0000230253
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2026
Property Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131
Document Number	0000088108
Instrument Date	Aug 11, 2026
Instrument	202688108
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131

Mortgage

Document Number	0000088108,
Date	Aug 20, 2026
Instrument	202688108

Lender

Name	CONTRA COSTA FED'L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131

Mortgage

Document Number	0000018862
Date	Feb 25, 2026
Instrument	2026- 018862

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2021
Property Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131
Document Number	0000309642
Map Reference	MB 203 PG 16
Instrument Date	Oct 27, 2021
Instrument	2021-309642
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 2, 2020
Property Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131
Document Number	0000192056
Map Reference	MB 203 PG 16
Instrument Date	Aug 27, 2020
Instrument	2020-192056
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2817 SAINT JOSEPH DR, CONCORD, CA 94518-2131

Mortgage

Document Number	0000192057
Date	Sep 2, 2020
Instrument	2020-192057

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Saint Joseph Dr was $12,153 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,054 (+2%) Land $599,375 Building $437,679
2025	$12,153.00 Homeowner's exemption	$1,016,721 Land $587,623 Building $429,098
2023	$11,648.00 (+1.19%) Homeowner's exemption	$977,242 Land $564,805 Building $412,437
2022	$11,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2817 Saint Joseph Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Saint Joseph Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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