2812 Saint Joseph Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 2812 Saint Joseph Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2017)
Tax Bill	$10,296 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-454-004`

Property Details

APN / Parcel Number

Primary APN	`129-454-004`
Alternative APN	`129-454-004-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,049 sqft Living Area
1st Floor Area	1,230 sqft
2nd Floor Area	819 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2812 SAINT JOSEPH DR
City	CONCORD
State	CA
Zip	94518-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	T03921 L0069 B
Legal Subdivision	SUBDIVISION 3921
Legal Tract	03921
Legal Lot Number	69
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	337202

Owner

2812 Saint Joseph Dr is owned and occupied by two individuals who acquired it in April 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2812 SAINT JOSEPH DR, CONCORD, CA 94518-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Prior Sale	Oct 11, 2016 · Amount on File
Deed Document Number	201724617
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000080548
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2812 SAINT JOSEPH DR, CONCORD, CA 94518-2132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORINA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061010
Date	Apr 30, 2019
Instrument	2019-061010

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 29, 2020
Property Address	2812 SAINT JOSEPH DR, CONCORD, CA 94518-2132
Document Number	0000080548
Map Reference	MB 203 PG 16
Instrument Date	Apr 22, 2020
Instrument	2020-080548
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STATES TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2812 SAINT JOSEPH DR, CONCORD, CA 94518-2132

Mortgage

Document Number	0000080549
Date	Apr 29, 2020
Instrument	2020-080549

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 8, 2017
Property Address	2812 SAINT JOSEPH DR, CONCORD, CA 94518-2132
Document Number	0000024617
Instrument Date	Jan 31, 2017
Instrument	24617
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2812 SAINT JOSEPH DR CONCORD CA 945182132, CONCORD, CA 94518-2132

Mortgage

Document Number	24618
Date	Feb 8, 2017

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Saint Joseph Dr was $10,296.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,246 (+2%) Land $485,354 Building $372,892
2025	$10,296.00	$841,419 Land $475,838 Building $365,581
2023	$9,862.00 (+1.23%)	$808,747 Land $457,361 Building $351,386
2022	$9,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2812 Saint Joseph Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Saint Joseph Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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