2817 Laurel Leaf Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2817 Laurel Leaf Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,026 sqft · built 2003
Lot Size	0.255 acres (11,112 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Sep 2020)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086715-8120`

Property Details

APN / Parcel Number

Primary APN	`086715-8120`
Alternative APN	`U3129215N0000000000100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	4,359 sqft
1st Floor Area	2,760 sqft
Upper Floors Area	266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,112 sqft (0.255 acres)
Lot Dimensions	160 ft deep x 70.1 ft wide
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	663 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0867158120
Street Address	2817 LAUREL LEAF DR
City	VALRICO
State	FL
Zip	33594-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ST CLOUD RESERVE LOT 10
Legal Range	21E
Legal Township	29S
Legal Section	31
Legal Subdivision	ST CLOUD RESERVE
Legal Tract	5N0
Legal Lot Number	10
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13205

Owner

2817 Laurel Leaf Dr is owned and occupied by an individual who bought it in September 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2817 LAUREL LEAF DR, VALRICO, FL 33594-8701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Document Number	2020392697
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 23, 2020
Property Address	2817 LAUREL LEAF DR, VALRICO, FL 33594-8701
Document Number	0000392697
Map Reference	MB 88 PG 43
Instrument Date	Sep 15, 2020
Instrument	2020392697
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	UNITY ONE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3433 LITHIA PINECREST RD # 284, 3433, VALRICO, FL 33596-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 LAUREL LEAF DR, VALRICO, FL 33594-8701

Mortgage

Document Number	0000392698
Date	Sep 23, 2020
Instrument	2020392698

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Laurel Leaf Dr was $6,219 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,554 (+2.7%)	$439,284 (-4.9%) Land $98,855 Building $340,429
2025	$6,219.00 Homeowner's exemption	$343,285	$461,939 Land $98,855 Building $363,084
2023	$5,506.00 (+4.32%) Homeowner's exemption	$323,893 (+3%)	$411,328 (+2.64%) Land $87,871 Building $323,457
2022	$5,278.00 Homeowner's exemption	$314,459	$400,758 Land $87,871 Building $312,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Laurel Leaf Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Laurel Leaf Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20