Hillsborough County property record for 2815 Laurel Leaf Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,090 sqft · built 2002 |
| Lot Size | 0.243 acres (10,565 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Nov 2016) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086715-8122 |
| Primary APN | 086715-8122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 3,090 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,565 sqft (0.243 acres) |
| Lot Dimensions | 150 ft deep x 70.7 ft wide |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 268 sqft |
| Patio Area | 297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0867158122 |
|---|---|
| Street Address | 2815 LAUREL LEAF DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ST CLOUD RESERVE LOT 11 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD RESERVE |
| Legal Tract | 5N0 |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13205 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2815 LAUREL LEAF DR, VALRICO, FL 33594-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on Record |
| Deed Sale | Nov 23, 2016 · Amount on Record |
| Deed Document Number | 2016460718 |
| Deed Book / Page | 24546 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2815 LAUREL LEAF DR, VALRICO, FL 33594-8701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2815 LAUREL LEAF DR, VALRICO, FL 33594-8701 |
| Document Number | 0000020639 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026020639 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,349 (+2.7%) | $434,217 (-4.86%) Land $93,589 Building $340,628 | |
| 2025 | $762.00 (+16.51%) Disabled Person's exemption Veteran's exemption | $276,873 (+5.99%) | $456,407 (+13.23%) Land $93,589 Building $362,818 |
| 2023 | $654.00 (-84.64%) Disabled Person's exemption Veteran's exemption | $261,233 (+3%) | $403,092 (+1.69%) Land $83,190 Building $319,902 |
| 2022 | $4,257.00 Homeowner's exemption | $253,624 | $396,385 Land $83,190 Building $313,195 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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